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Paynorama

Your entire merchant payment architecture, unified in one panoramic view.

A strategic layer for complex merchant payment environments.

Gain structured visibility across your entire payment stack.

See clearly. Decide strategically. Perform confidently.

No spam. Just a heads-up when we launch.

MERCHANTE-Shop FRPROVIDERAdyenFRAUDForterBANKJPMorgan ChaseRECONCILIATIONSAPVisaMastercardApple PayGoogle PaySEPAPayPal3DS: 0.03€/txnSettlement: 0.50€Markup: 0.15%Scheme fee: 0.04%
5 nodes
5 edges
6 methods
4 fee types visible

The problem

Payment environments grow organically — new PSPs, new markets, new entities, new routing rules, new technologies.

Over time, architecture lives in dashboards, spreadsheets and tribal knowledge.

  • There is no unified system view.
  • Routing decisions lack global visibility.
  • Finance and Payments operate on different data.
  • Performance issues hide in configuration complexity.

The result? Decisions are made without a complete system understanding.

Before / After

From file chaos to structured clarity.

Drag to compare.

Fees_simulation_v3_FINAL_2.xlsx=VLOOKUP(A2,PSPs!$A:$F,4,FALSE)ABCDE12345Adyen FR 0.20% €0.05Stripe EU ??? –Worldline DE OLD ⚠Payline?? ⚠ CHECKChase US 0.15% €0.08Sheet1Fees_v3_FINALOLD_copyInbox — Outlook34InboxSentDraftsFlag 12ArchiveSarah (Adyen)Re: Q4 rates — URGENT 🔴09:42Thomas CFOFwd: Settlement discrepancy09:15Julien OpsWhich Excel file is correct??YestMarie FinanceRe: Re: Re: Adyen contractMonProvider_Mapping_v7_LAST.pptx — PowerPoint1234Payment Provider Mapv7 · Draft · May 2023 · NOT FOR FINANCEAdyenWorldline (old?)Stripe??⚠ Finance still uses v6 — not signed off by CFONicolas: "which version is actually live?" 🤔#payment-ops12GeneralfeesopsfinanceJJulienWhich Excel should we use??10:05MMarieAdyen just sent new rates!!10:12TThomasPLEASE UPDATE THE FILE 🔥10:18Type a message...TODO ⚡☐ Adyen Q4 rates☐ FX markup Stripe?☐ Contract — who has it???⚠ UPDATE THE FILE!!☐ MCC Worldline DE+ 6 more...47???OUTDATED?Which version?v3? v4? v5??BEFORE
FRAUDForterMERCHANTE-Shop FRPROVIDERAdyenBANKJPMorganVisaMCSEPAApple PayROUTESFR — Adyen · Visa / MC / SEPALiveDE — Worldline · SEPA / GiropaySandboxUS — Stripe · Cards / Apple PayLiveFees: 0.44% + €0.10/txn✓ 3 routes · Auto-syncedJJulien10:22We even have 5 min for a coffee break ☕AFTER
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Core Features

Everything you need to control your payment operations

Built for payment teams who need clarity on architecture, costs, and global coverage.

MERCHANTMerchantFRAUDFraudPROVIDERProviderRECONReconBANKBank
Architecture

Visual Flow Builder

An interactive canvas built for payment teams. Drag-and-drop nodes, connect providers, and visualize your architecture end-to-end — without a single line of code.

  • 8+ node types: merchant, PSP, 3DS, fraud, bank, reconciliation…
  • Smart edge labels — mark integrations as API or Webview
  • Copy/paste nodes, auto-save, keyboard shortcuts
  • AI auto-layout for any imported flow
By the numbers

The payment landscape, fully mapped.

Paynorama covers the full spectrum of modern payment infrastructure — so you never have to start from scratch.

+0
payment methods

Cards, wallets, BNPL, real-time transfers — local & international

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PSPs & acquirers

Stripe, Adyen, Checkout.com, Worldpay, Mollie and many more

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countries covered

EU, LATAM, APAC, MENA — global payment architectures by design

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browser-based

Your data never leaves your device. No account, no backend, no setup

Numbers reflect global payment market coverage. Paynorama is built to grow with the ecosystem.

Early access

Be the first to know.

We're building Paynorama for payment architects, ops teams, and CTOs who need clarity on their payment stack. Drop your email and we'll reach out when we launch.

No spam. Just a heads-up when we launch.

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